Pearls from Ms M : use common sense

Common sense/ Pearls from me on “How to be successful” > Live beneath your means. Only buy what you need, unless you have plenty of extra money and pay it in cash. Pay off your credit cards every month. >It is not how much you earn, but how much you save. >Budgeting is an art: […]

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No Outside Intelligence Necessary

I cried last night, Tears of joy and happiness. My sons  and daughters in humanism, Are finally here. Evident, confident, will stay with me forever. Some will get married, some will stay single. I love them just the same. and they,  love me,  I hope. Someone asked me to be a godmother for his wedding […]

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